Permitted Districts for Financial Institutions in Kissimmee
The City of Kissimmee permits financial institutions, including banks and credit unions, by right in the RPB, B-2, B-3, B-5, and HC non-residential districts, as well as the T5-M, T5-U, and T6 form-based code zones. These establishments are required to provide off-street parking at a ratio of one space per 300 square feet of gross floor area [Section 14-7-22]. Within the Hospital Facilities (HF) district, financial institutions are classified as a conditional use requiring specific administrative approval [Table 4-2].
Definition of Financial Institutions
In the City of Kissimmee, "Financial institutions" are defined as establishments primarily engaged in offering financial services. This classification specifically includes banks, savings and loan associations, credit unions, security and commodity brokers, dealers, exchanges, and holding or investment companies [Chapter 14-2].
Permitted Zoning Districts
The City of Kissimmee regulates where financial institutions may be located through the standard non-residential use schedule and the form-based code use schedule.
Standard Non-Residential Districts
In the standard zoning districts of the City of Kissimmee, permissions are as follows:
| District Name | District Symbol | Permission Level |
|---|---|---|
| Residential Professional Business | RPB | Permitted (P) |
| Neighborhood Commercial | B-2 | Permitted (P) |
| General Commercial | B-3 | Permitted (P) |
| Office Commercial | B-5 | Permitted (P) |
| Highway Commercial | HC | Permitted (P) |
| Hospital Facilities | HF | Conditional Use (C) |
| Business Park | BP | Prohibited |
| Industrial Business | IB | Prohibited |
| Airport Operations/Industrial | AO / AI | Prohibited |
Form-Based Code Transect Zones
For properties located within the City of Kissimmee's urban core or transit-oriented areas regulated by the Form-Based Code, permissions are determined by transect zones:
| Transect Zone Name | Symbol | Permission Level |
|---|---|---|
| Mixed-Use Center | T5-M | Permitted (P) |
| Mixed-Use Urban Corridor | T5-U | Permitted (P) |
| Waterfront | T6 | Permitted (P) |
| Natural / Edge / Restricted / Open | T1, T3, T4-R, T4-O | Prohibited |
| Special District | SD | Prohibited |
[Table 4-2, Table 5-1]
Development and Parking Standards
Financial institutions in the City of Kissimmee must adhere to specific intensity and parking requirements to ensure compatibility with surrounding uses.
| Standard Type | Requirement |
|---|---|
| Minimum Off-Street Parking | 1 space per 300 sq. ft. of Gross Floor Area (GFA) |
| Form-Based Code Ground Floor Height | 12 feet minimum to 25 feet maximum |
| T5-M Maximum Building Height | 5 stories (8 stories with bonus) |
| T5-U Maximum Building Height | 5 stories |
| T6 Maximum Building Height | 8 stories |
[Table 7-2, Table 5-2]
Supplemental Regulations for Drive-Through Facilities
Banks in the City of Kissimmee frequently utilize drive-through facilities, which are subject to additional standards:
- Location: In form-based code areas (T5 and T6), drive-through lanes and windows must be located along the side or rear of buildings, away from street frontages [Section 14-5-8.B].
- Design: For establishments in the Downtown Community Redevelopment Area (CRA), drive-through sites must not be directly accessed from a primary street [Section 14-5-8.B].
- Stacking: A minimum stacking lane distance of 100 feet must be provided for each service window. Stacking lanes must be designed so that waiting vehicles do not extend into travel lanes or drive aisles [Section 14-6-40].
- Screening: Drive-through facilities on either side of a building that are visible to pass-by traffic must be screened by a five-foot-wide landscape buffer [Section 14-6-40].
Sections Cited
- Chapter 14-2 (Terms Defined)
- Section 14-3-29 (Conditional Uses)
- Table 4-2 (Schedule of Uses for Non-Residential Standard Districts)
- Table 5-1 (Permitted Uses - Form-Based Code)
- Table 5-2 (Transect Zone Dimensional Standards)
- Section 14-5-8 (Supplemental Site and Building Standards)
- Section 14-6-40 (Drive-through Facility)
- Section 14-7-22 (Automobile Parking Ratios)
- Table 7-2 (Minimum Parking Ratios)